Start fresh, stay ahead.
Get debt free for less than what you owe.
Start your debt free journey with expert creditor negotiation and legal defense to reduce your unsecured debt
Legal Cover
Our legal team ensures all agreements are legally sound, protecting you from future claims and court escalation
Flexible Repayment
The Settlement company negotiate settlement terms, including options for structured payment plans (Settlement on EMI), to align with your current financial capacity.
Anti-Harassment Shield
We stand between you and aggressive collection agents, managing all communication strictly under RBI guidelines.
what is debt settlement?
Debt settlement is a focused negotiation with your creditor(s) to pay back a specific, reduced portion of your unsecured loan balance. Once the agreement is fulfilled, the remaining debt is legally forgiven. We specialize in negotiating this settlement so you can become debt-free.
Key Difference: Unlike others, we focus on an outcome that provides maximum debt relief while offering a variety of legal and strategic options tailored to your unique financial profile.
path to debt relief:
your settlement options
Our financial advisors and legal advocates are skilled in negotiating the full spectrum of debt clearance strategies,
ensuring we find the best fit for your situation.
One Time Settlement (OTS)
The fastest path to freedom. Negotiated lump-sum payment to close the account immediately.
OTS with Favorable Reporting
Strategic negotiation to secure the best possible credit reporting status alongside the lump-sum payment (aimed at how the prior default is reflected).
Term Settlement
Negotiated agreement to settle the debt via a structured, fixed, affordable payment plan over a defined period.
Term Settlement with Favorable Reporting
A term settlement that includes negotiation for the least damaging credit report status upon final payment.
Moratorium Period Settlement
Negotiating a temporary halt on payments, using this period to save the settlement fund.
Time-Barred Settlement
Legal strategy for resolving very old debts where the statute of limitations may apply.
Foreclosure Guidance
Expert advice for clients who can pay the full amount and want to close the loan early to save on interest.
Begin your debt-free journey today!
Book your Free Consultation with our expert advisors.
Step-by-Step Clarity
Determine Your Eligibility
Share details of your unsecured debts (personal loans, credit cards, etc.) with our advisors. We analyze your profile and confirm your eligibility for a settlement.
Enrollment & Protection
Select the best plan, sign our protective legal agreement, and immediately activate your Anti-Harassment Shield.
Build Your Fund
We help you establish a secure, controlled savings plan. You start building the settlement amount while we manage all creditor communications.
Expert Negotiation
Once your settlement fund is ready, our team engages with the creditors, using our proven leverage to secure the maximum possible debt reduction.
Achieve Settlement
We finalize the deal with your approval. You make the payment, receive your No Dues Certificate (NDC), and officially reclaim your financial freedom!
empowering indian businesses:
resolve MSME debt
We offer Specialized Business Debt Resolution for MSMEs and entrepreneurs. Our dedicated team tailors settlement strategies and documentation to the unique financial and legal requirements of your enterprise, ensuring a swift and efficient path to business recovery.
Empowering individuals and businesses to achieve lasting financial freedom through strategic debt negotiation and legal protection.
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